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(732) 276-4136

Garden State Dental of Toms River
1200 Hooper Avenue, Toms River, NJ 08753

Dental Insurance

If your goal is to lower your out-of-pocket dental costs, you may be wondering how to find a dentist in Toms River by insurance. Dental insurance plans are typically provided by your employer, and coverage varies depending on what the employer is willing to provide. That’s why two people can have the same insurance provider yet receive different levels of coverage. It’s also important to note that the patient is responsible for the total charges regardless of his or her insurance plan.

Where Can I Find a Dentist That Takes Insurance?

Have you been wondering, “Where can I find an experienced dentist near me who accepts my insurance?” If so, we may be able to help. Our practice is a preferred dental care center with several insurance providers, making us a great choice for those desiring affordable dental care. We’ll help you determine the coverage limits and co-pays of your plan, allowing you to focus on your dental health. When you’ve asked yourself, “Which dentist takes my insurance?” give us a call today for more information.

How Can I Learn About the Benefits of Dental Insurance?

There’s no doubt about it – navigating the world of dental insurance can be difficult. You might even say to yourself, “I don’t know how to use my dental insurance with a dentist in Toms River.” If you’re wondering what to ask when contacting your insurance provider, consider these questions below:

  • Is there a waiting period before I can see a dentist?
  • How often can I go to the dentist?
  • Are there fees and co-pays associated with my plan?
  • What are my annual deductible limits?
  • Are there yearly minimum and maximum benefits?
  • Does my insurance plan cover Invisalign®?
  • Are cosmetic procedures covered by my insurance?
  • How can I find a dentist who accepts my insurance?

Finding out whether your plan is a HMO or PPO is also important when determining benefits. In most cases, those who choose a dentist that accepts HMO insurance will pay lower premiums, but their options are more limited when locating a dentist. There are typically more options for those deciding to see a dentist that accepts PPO insurance, but a co-pay will likely be required for each visit.

Our dentists and team members are here to help you maximize your benefits regardless of plan. However, some plans do not offer complete coverage for many common procedures, so you may still have a balance once your treatment is complete. In this case, we may be able to offer a flexible payment option to help you manage this cost. Give us a call for more information.

We’re Dedicated to Your Dental Health

When you’ve said to yourself, “I need to find a dentist near me who accepts my insurance,” know that you may find the information you need at our practice. We’re committed to helping all patients achieve better oral health regardless of budget. If you’re ready to enjoy the benefits of good dental health, call us now to book an appointment.

Insurances We Accept

At this time, we are not participating providers with state-funded programs such as Medicaid.

  • Aetna
  • Ameritas
  • Anthem (BCBS)
  • Assurant
  • Blue Cross & Blue Shield
  • Cigna
  • Connection Dental
  • Delta Dental Premier®
  • Delta PPO
  • Deltacare
  • Dentalworks (Workman’s Comp)
  • Dentemax
  • Eagles Benefits By Design, Inc.
  • Fidelio
  • Guardian
  • Horizon (BCBS)
  • Humana
  • Lincoln Financial
  • Medicare Advantage (Seniors 65+)
  • Metlife
  • Principal
  • TriCare (Military)
  • UCCI
  • UMR

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Office Hours

  • Monday 9:00 AM – 7:00 PM
  • Tuesday 8:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 7:00 PM
  • Thursday 8:00 AM – 7:00 PM
  • Friday 9:00 AM – 2:00 PM

* Alternating Fridays


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Office Hours

  • Monday
    9:00 AM – 7:00 PM
  • Tuesday
    8:00 AM – 5:00 PM
  • Wednesday
    9:00 AM – 7:00 PM
  • Thursday
    8:00 AM – 7:00 PM
  • Friday
    9:00 AM – 2:00 PM

Appointment request

New patients are welcome! To request an appointment use our online form or call:

(732) 276-4136

Our Location

Garden State Dental of Toms River

1200 Hooper Avenue, Toms River, NJ 08753

(732) 276-4136